You’ve been saving and have finally made it to your destination, but now you want to make sure you don’t overspend while on the trip. Following these tips can help you return home with some savings left and you will not be drained of funds.
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A credit score is a three-digit number, typically between 300 and 850, designed to reflect the likelihood you will pay your bills on time. Credit scores are calculated using information from your credit reports, which contain your payment history, if you have any debt, and the length of your credit history. So how do you maintain a good credit score once you have started building one?
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You probably already have a budget for your everyday expenses; you pay your rent or mortgage, utilities, and groceries every month. But are you budgeting for other big expenses like a vacation, wedding, or new car? If not, here are some tips to help you get started.
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When you are house hunting, a lot of things run through your head. If you’re a newlywed couple, you might imagine your future kids running around in the backyard. If you’re eyeing retirement, you might be more concerned about having the right home layout for your golden years. But no matter what life stage you’re in, anyone who views a home needs to pay attention to these things while taking the tour.
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When looking at your budget and trying to decide where you can save money, groceries are probably not at the top of your list. Food is essential and cutting back on it isn’t an option, right? While you can’t cut out groceries from your budget completely, there are ways to save on your grocery bill. Below we’ll give you 10 tips for saving on your next grocery run.
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Do you feel like you’re drowning in credit card debt? You try to pay off the rising balances little by little, but they just keep piling on. You are not alone! Americans have roughly $1.08 trillion in revolving debt, which includes credit card debt.
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When you go on a first date, you ask yourself a lot of questions. Do you look okay? Does your breath smell? Could this be the start of something new and wonderful? No one says, “I hope my date’s credit score is at least 700.”
But once the big question is popped, it’s time to start having serious conversations about you and your partner’s finances. Here are the top questions to ask before taking the plunge.
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When you purchase your home, there are always things here and there that you would like to improve or change. Some of these changes you can handle on your own, such as painting a room or two. More complicated changes or improvements, such as a new roof or installing new windows, should be left to the professionals.
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You know you should have an emergency fund or savings account, but maybe you’re not quite sure how to make that happen or what it involves. We have outlined the basics of an emergency fund and provided you with steps on how to start one.
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We’ll bet that when you were a kid nobody ever told you what a credit score was, let alone how much of an impact it would have on your future. Your credit score decides how favorable you will appear to lenders and whether you will receive a low interest rate on a loan, or even if you’ll get approved for the loan. But maybe right now your credit score isn’t as good as it could be and you want a higher score. Here are 5 easy ways to improve your credit score.
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