If you’ve been thinking about making upgrades to your home or making a big purchase, you may have looked into a home equity line of credit (HELOC). A HELOC is a revolving credit line that is secured by your home. You’ll be able to use your home’s equity and then only pay back what you borrow through monthly payments.
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You’re probably aware that paying bills late and maxing out credit cards can bring your credit score down. But sometimes we don’t know the not-so-obvious actions that can lower our credit scores.
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There are many benefits to using online and mobile banking. While the convenience of having your accounts at your fingertips is usually the main reason for using online banking, there are other ways to utilize this free service. Below, we’ve outlined 8 ways to use online and mobile banking.
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The holidays are always a special time of the year when families and friends get together to enjoy each other’s company, eat good food and exchange gifts. Being able to budget for the holidays, however, can be challenging. Here are just a few tips to help you get started.
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Congrats, you’re having a baby! This time can be exciting and a little scary. While you’re picking out cute little clothes, bibs and baby toys, you should also be thinking about how you can prepare financially before having the baby.
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While we all still go to stores to do a lot of our shopping, nothing beats the ease of shopping online. You can get all that you need, all with just a tap of a screen or a click of a mouse. While shopping online can be fun, it can also pose real risks. You can reduce your chances of running into those risks by following a few simple rules.
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An IRA is a retirement savings account with potential tax benefits. Along with your employer plan, setting up an IRA is a key step when starting your retirement savings plan. An important thing to consider is which type of IRA is most beneficial for you, a Traditional or a Roth?
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You did it! You’ve decided on a major career change. Congratulations! It was a tough decision to make, but now you are ready to make the leap to making this career change a reality. Sometimes when you decide to make a major career move, you might be taking a lower salary or might have to go to school to get further education. But how do you finance all of that? Here are a few tips in reaching your dreams.
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Anyone can fall victim to financial scams, but senior citizens are at a higher risk. Elder financial abuse is a crime that can deplete your entire retirement savings, while the scammers make off with your hard-earned money. According to the National Council on Aging, estimates of elder financial abuse and fraud range from $2.9 billion to $36.5 billion every year.
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When mortgage rates are low, you may think, “Should I refinance my mortgage?” There are a few benefits when you refinance. You could lower your payment, shorten your term, lower your interest rate or lower your interest expense. But how do you know if refinancing is the right move for you?
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