Complete and submit these applications securely online.
Credit Card Application Information:
View our full Credit Line Account Agreement and Federal Disclosure Statement here.
The following disclosures represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of January 1, 2014.
Interest Rates and Interest Charges
| ANNUAL PERCENTAGE RATE (APR) for Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card. | Platinum: 8.9% APR or Platinum Rewards: 9.9% APR - 13.90% APR, based upon credit worthiness |
| ANNUAL PERCENTAGE RATE (APR) for Balance Transfers made within six months of opening the card. | 5.9% APR for the life of the balance |
| How to Avoid Paying Interest on Purchases | Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
Fees
| Annual Fees | None |
Penalty Fees |
$25 |
| Transaction Fees - Foreign Transaction - Balance Transfer - Cash Advance |
1% of transaction amount |
| International Service Assessment Fee | 1% of transaction amount |
How We Will Calculate Your Balance: We use a method called average daily balance (including new purchases).
