Basic Savings Account
Start your youth off on the right financial foot with their first savings account. You can set up ongoing deposits and watch their balance grow.
All youth with a basic savings account are automatically enrolled in our Kirby Kangaroo Club.
Youth Velocity Certificates
Velocity share certificates are for members under the age of 23, and designed to encourage savings from a young age through the college years. The Velocity share certificate locks your money into a high rate for a one year term. You can open a Velocity certificate with as little as $300, and then add to your certificate through the year, up to $50 once each month. To maximize your savings, you can open up to three Velocity certificates, each with a maximum of $1,000.
The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.