Skip to main content


ROUTING # 281076730

Youth Savings

Celebrate Credit Union Youth Week

Unleash the power of saving at 1st MidAmerica Credit Union!

Stop by your local branch and celebrate youth savings during Credit Union Youth Month, April 17 - 30! We’ll have prize drawings at each branch and special gifts for members 12 years and younger that make a deposit.

Plus, new youth accounts opened April 17 – 30 will earn a $20 bonus in celebration of Youth Month!*

*New accounts eligible for $20 reward must be opened for member 17 years or younger, with no prior 1st MidAmerica Credit Union accounts open. A 1099-INT IRS tax document will be issued for the bonus credit.

Basic Savings Account

Start your youth off on the right financial foot with their first savings account. You can set up ongoing deposits and watch their balance grow.

All youth with a basic savings account are automatically enrolled in our Kirby Kangaroo Club.

Youth Velocity Certificates

Velocity share certificates are for members under the age of 23, and designed to encourage savings from a young age through the college years. The Velocity share certificate locks your money into a high rate for a one year term. You can open a Velocity certificate with as little as $300, and then add to your certificate through the year, up to $50 once each month. To maximize your savings, you can open up to three Velocity certificates, each with a maximum of $1,000.

Current Rates

The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us