Approval and your Annual Percentage Rate may be higher depending on your credit worthiness. Please ask a Financial Service Representative for details regarding how your rate is determined. Interest rates are subject to change and are as low as those listed below. Other restrictions may apply.
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Interest Rates and Interest Charges
|ANNUAL PERCENTAGE RATE (APR) for Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.|
Platinum: 8.9% APR
|How to Avoid Paying Interest on Purchases||Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau.|
- Late Payment
- Returned Payment
- Foreign Transaction
- Balance Transfer
- Cash Advance
|International Service Assessment Fee||1% of transaction amount|
How We Will Calculate Your Balance: We use a method called average daily balance (including new purchases).