Choosing when to retire can be tricky. Simply going by your age isn’t enough to fully gauge the right time to stop working. There are many other factors to consider before making that big decision. Here are a few issues to weigh that might help you nail down a realistic retirement age.
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When it comes to getting paid, many people receive payments, like paychecks, Social Security payments, or pensions, through direct deposit.
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You might be thinking it’s time to gain control of your finances. Or maybe you want to eliminate debt to improve your credit. How can you achieve this? Creating a budget is the perfect tool to gain this control!
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Whether you’re planning to spend your retirement traveling or finally slowing down and relaxing at home, a retirement plan is essential. There are many different ways to save for retirement. One of the most popular retirement plans is a 401(k). We’ll break down what a 401(k) plan is and how it works.
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You’ve done the research and worked with your financial institution to get a home equity line of credit to spruce up your home. There are so many different projects you could tackle, but which home improvements will get you the most for your money if you plan to sell your home someday? Which home improvements won’t deliver the return you’re hoping for? Below, we’ll outline the best and worst home improvements for your money.
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Whether it’s an annual expectation or something that catches you by surprise, every time you receive a pay raise you should take some time to figure out how you’re going to work this raise in your favor. How can you use this extra bit of money on each paycheck to help your financial situation? Here are a few options you can consider.
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If you aren’t aware of your account balances when you are shopping, you could make a purchase that pushes your account negative. As a result, you can be charged an overdraft fee. Sometimes more than one fee can be applied if you keep making purchases. Here are a few steps to follow to avoid this costly scenario.
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According to the U.S. Internal Revenue Service data, a little over 14 million Americans owed over $131 billion in back taxes, interest and penalties in 2018. When you complete your tax return and realize that you owe the IRS, what can you do if you can’t pay them back right away? Here’s a list of your best payback options. Be sure to check with the IRS directly on any of these options, as they could change at any time.
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Having a savings account is an important part of our financial picture, especially as we plan for major expenses or prepare for the unexpected. But is it necessary for kids to have a savings account? Below, we'll break down why having a savings account for your child is important and what you'll need to help them start saving.
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You’ve been saving and have finally made it to your destination, but now you want to make sure you don’t overspend while on the trip. Following these tips can help you return home with some savings left and you will not be drained of funds.
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