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ROUTING # 281076730

Make a Loan Payment

Options for Making Your Payments:


  • Make a payment from your 1st MidAmerica account using online or mobile banking.

  • Set up automatic payments from another financial institution using this authorization form.

  • Make your payment through the free Online Payment Center.
    You will need to re-register if this is the first time using the payment center since August 1, 2021.

  • Make your payment with your debit or credit card or with your account from another financial institution by calling 618-258-3168 or 800-345-4216. Payment through this service from another financial institution will incur a fee.

  • Mail your payment to 1st MidAmerica Credit Union at P.O. Box 210, Bethalto, IL 62010-0210.
    Be sure to include your account number and loan number in the memo line on your payment check.

  • Drop off your payment at any 1st MidAmerica location.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us