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ROUTING # 281076730

Vehicle Loans

Vehicle Loans

Buying a vehicle is easy with 1st MidAmerica!

Whether you’re looking to hit the road, the water, or the dirt, we can get you there! We offer loans to purchase or refinance new or used vehicles, boats, watercraft, recreational vehicles, campers, motorcycles, and more.

With our low rates and low fees, what are you waiting for?

How Do I Protect My Vehicle?

We also offer additional programs and services to make the process of buying a vehicle a breeze.

GAP Insurance

If the vehicle you financed through us is in an accident or is stolen, your primary insurance carrier will only cover the actual market value of the vehicle at the time of the loss. Should your insurance carrier deem your vehicle a total loss, GAP Protection Insurance (Guaranteed Asset Protection) reimburses the difference between the actual / market value of your vehicle and the loan payoff, if that amount is greater.*

GAP gives you peace of mind! This coverage steps in when the actual cash value of your vehicle is less than what you owe on your current loan. A car starts depreciating in value as soon as you buy it, and never more than the day you drive it off of the lot - turning it from a "new" car to a "used" car. Contact us to get a GAP analysis and learn more about this valuable coverage.

*Complete terms and provisions are contained within each Agreement.


We have partnered with  Route 66 Warranty to provide you with a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. That’s why so many people depend on Route 66 Warranty. No matter where you travel in the United States, Route 66 Warranty protects you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor. From Drivetrain Coverage to more Deluxe and Factory Type Coverage, a variety of plan options are available.

All of the plans come with 24 hour/7days a week Emergency Roadside Service. To accommodate members who would like to purchase a warranty and already have an 1st MidAmerica auto loan, or may have an auto loan at another financial institution, we have a special offer for this new program.

Request a Route 66 Warranty quote now!

*Complete terms and provisions are contained within each Service Agreement.

Preferred Dealer Partners

If you'd like the convenience of shopping directly at the dealership, visit our Preferred Dealer Partners. We have partnered with many locally based auto dealers to bring you fantastic deals and great rates, as well as incomparable service.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us