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ONLINE BANKING

ROUTING # 281076730

Skip a Payment Program

Skip a Pay

Need a little extra? Skip your loan payment and keep the extra cash! Participating in Skip a Pay is simple:

You can choose when to skip your loan payments, up to two times per year.

• Skip your payments on any qualifying loan by paying the fee of $39 per loan

• Use the extra cash to travel, make a purchase you've been putting off or pay other bills

•  Skip your loan payment online or visit any branch 

Skip Your Loan Payment Online Here

All loans with 1st MidAmerica must be current. You are allowed to skip two months of payments in a 12 month rolling period. Skipped payment will be added to the end of your loan. Normal interest charges will continue to accrue. Skipping an auto loan payment may affect your GAP coverage or other payment protection coverage provided by either 1st MidAmerica or another provider. Mortgage, home equity, commercial loan, and credit card payments are not eligible. Skip may be applied to one monthly or two bi-weekly payments. If current payment is paid through ACH, we must receive this form at least 5 days prior to payment due date. You are responsible for stopping external/auto payment sources for month chosen for skip they have initiated.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us