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Buying your first home is exciting, but it can also be confusing and a little scary. You’re making a huge personal and financial decision when you buy your first home and there are probably a lot of unknowns. Before you take the leap into the home buying process, check out the common mistakes first time home buyers make and how to avoid them.
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Gift buying - you either love it or dread it. Some love choosing gifts for their loved ones, but others struggle to figure out just the perfect item. No matter where you fall, who wouldn’t want to save on this traditional activity? Here are three ways to save while deciding on that perfect gift.
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There are many different types of loans out there. You know an auto loan is used to purchase a car and a mortgage is used to fund the purchase of a house, but the purpose of a personal loan may be a bit unclear.
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Identity theft happens when someone steals your personal information to commit fraud for their own personal gain. The perpetrator may use this information to apply for credit, file taxes, or drain your bank account. This can damage your credit and cost you time and money to restore your identity.
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Debit cards and credit cards are one of the most popular ways to pay these days. Even though debit cards and credit cards may seem like the same thing, they’re actually quite different. Both are plastic cards that you use as a form of payment, but there are several key differences between the two.
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Are you a frequent traveler, temporarily moving to college, or permanently moving to another state? If so, you're probably realizing how important it is to have a credit union near you to be able to complete transactions just like you would at your local branch.
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You’ve decided you’re ready to settle down and buy your forever home. You’re not planning to move again, so you want to make sure the house you buy is as close to perfect for you as it can get. Below, we’ll give you some tips on what to keep in mind when you’re searching for your forever home.
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You use your smartphone as a camera, calculator, flashlight, calendar and so much more. You can also use your smartphone as a form of payment. Using a mobile wallet, you can make debit or credit card payments with your smartphone or smart watch.
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Teaching a child about money management can better prepare them for their financial future. Knowing how to create a budget is not something that children are born knowing. It is something that is taught. The Save, Spend, Share method is a fun and easy activity to educate children about money management.
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You will be hard-pressed to find a single person who doesn’t like receiving extra money. 401(k) matching is your employer agreeing to match contributions up to a certain percentage of your salary! It can’t get better than that, right? Here are some things to keep in mind.
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