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ONLINE BANKING

ROUTING # 281076730

Visa Balance Transfer

2% Cash Back on Balance Transfers 

Bring your balance and get cash back!

Receive 2% cash back on balance transfers when you transfer your balances to a 1st MidAmerica VISA® credit card. Bring your balance and get cash back, deposited into your 1st MidAmerica account.

Maybe you opened a credit card at the register to save on your purchase. Or maybe you used your card to pay for gifts or travel, but now you're paying a high interest rate on that balance. Transfer your high-rate balances to a 1st MidAmerica Visa credit card® and get a 2% cash back bonus!

2% cash back on balance transfers

*2% cash back on balances transferred by May 31, 2026. Cash back will be deposited into 1st MidAmerica checking or savings account. Standard variable rate applies based on creditworthiness. No balance transfer fee will be applied during promotional period. Minimum $500 balance transfer. Payoff of other loans at 1st MidAmerica Credit Union not allowed. Current 1st MidAmerica Visa balance not eligible. All card types eligible. Federally insured by NCUA.


About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

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