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ONLINE BANKING

ROUTING # 281076730

Savings

Savings Accounts

1st MidAmerica is here for your financial future. Savings are one of the most important pieces of financial wellness. Whether you’re building an emergency account, saving for the trip of a lifetime, or planning for your future, we have a savings option for you.

Choose one of the Savings Accounts below and begin saving today!

  • Basic Savings and Club Accounts
  • Certificates
  • Money Market Accounts
  • IRAs
  • Youth Savings
  • Basic Savings and Club Accounts

The minimum deposit to open a new share account is $5.00 along with a .25 cent membership fee. Our accounts are insured up to $500,000.

Christmas Club

With a Christmas Club Savings Account, you can set money aside weekly or monthly in preparation for your holiday shopping! The funds will automatically transfer to your basic savings account on October 31 each year.

Certificate Accounts

Share Certificates offer you a variety of terms and rates. Whether saving for a short term purchase, as little as 6 months, or saving for the long term, up to 60 months, we offer a certificate that will match your needs.

Current Certificate Rates

Money Market Accounts

Split into tiers and varying rates, money market accounts allow you easy access to your money while earning a higher interest rate than our basic checking account.

Current Money Market Rates

IRA Accounts

Prepare for retirement with a 1st MidAmerica IRA including Roth IRAs, Traditional IRAs, and Coverdell Savings Accounts. Whether making employer-funded contributions, or individual contributions, we offer competitive dividend rates. And, there are no annual or maintenance fees. We also offer IRA certificates at the same rates as our share certificates.

Current IRA Rates

Our IRAs also insured up to $500,000 per member. The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA on IRAs, you are also insured up to an additional $250,000 By ESI, a private insurer.

The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder of the credit union and have a voice in how the credit union is governed. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us