Home Equity Lines of Credit
Making your dream a reality
Your home's equity is a simple solution if you're looking to make home improvements, consolidate debt, make college tuition payments or be prepared for unexpected expenses. With an introductory rate of 2.49% APR*, it's more affordable than ever! Plus, you'll pay no closing costs and enjoy low payments.
2.49% APR is an introductory rate being offered for 12 months for a limited time. After 12 months, rate will adjust to variable rate, set at prime rate. Approval subject to credit worthiness. Minimum loan amount is $5,000.00. Maximum loan amount $250,000. Maximum loan-to-value is 80%. Equity can be accessed over 7 year draw period. No appraisal required, but if needed, member will pay for cost of appraisal. Membership requirements apply. Federally insured by NCUA.
Access your home’s equity with ease and at reasonable rates with us. Your home’s equity can be used in many ways!
- Home improvements
- Unexpected expenses
- Debt consolidation
- College tuition or student loan consolidation
- Or other major expenses
1st MidAmerica offers low rates and affordable monthly payments with extended terms. You can access the cash over several years.