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ROUTING # 281076730

Home Equity Lines of Credit

Home Equity Lines of Credit

We're making home improvement more affordable!

Your home's equity is a simple solution if you're looking to make home improvements, consolidate debt, make college tuition payments or be prepared for unexpected expenses. With an introductory rate of 2.49% APR*, it's more affordable than ever! Plus, you'll pay no closing costs and enjoy low payments. Apply today!

*2.49% APR is an introductory, variable rate being offered for a limited time. Rate will adjust on January 1 and July 1 each year to prime plus 1% for 80% loan to value (LTV) and prime plus 2% for 90% LTV. Approval subject to credit worthiness.Minimum loan amount is $5,000.00. Maximum loan amound $250,000. Maximum loan-to-value is 80% for 2.49% APR. Special introductory rate of 2.99% APR available up to 90% LTV. Equity can be accessed over 7 year draw period. Terms available up to 180 months. No appraisal required, but if needed, member will pay for cost of appraisal. Membership requirements apply. Federally insured by NCUA.

Access your home’s equity with ease and at reasonable rates with us. Your home’s equity can be used in many ways!

  • Home improvements
  • Unexpected expenses
  • Debt consolidation
  • Vacation
  • College tuition or student loan consolidation
  • Or other major expenses

1st MidAmerica offers low rates and affordable monthly payments with extended terms. You can access the cash over several years with a variable rate or you can choose to lock in a rate and shorten the access period to your funds.

See current rates.

Loan Applications.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us