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ROUTING # 281076730

Right Track Checking

Need help getting back on track?

Get a second chance with Right Track Checking. Right Track Checking is a second-chance opportunity when you need help rebuilding your banking history. Get your finances back on track:

  • No minimum balance
  • No credit check
  • Low monthly fee of $12.00
  • Free Debit Card with new accounts
  • Free online statements
  • Free mobile banking access

We offer a full range of online and mobile banking services to help you manage your account and budgets. Visit our online access center to see all your options.

Open your account today online or with a live representative through our Go Live, Video Banking Channel!

*See Account Disclosures for full details. Other membership fees may apply to your accounts. See our fee schedule for full details.

The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us