When mortgage rates are low, you may think, “Should I refinance my mortgage?” There are a few benefits when you refinance. You could lower your payment, shorten your term, lower your interest rate or lower your interest expense. But how do you know if refinancing is the right move for you?

One of the biggest milestones many of us reach is buying our first home. It can be an exciting time in one’s life, but it can also be a stressful one. Being able to navigate through the home buying process can sometimes be cumbersome, especially if you have never done it before. Here are 4 quick tips to get you started on the right foot.