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ROUTING # 281076730

Personal Loans

Holiday Loans Available Until December 24!

Get the extra cash you need for the holiday season! With a holiday loan, you can borrow up to $2,500 and make no payments for 60 days. And with rates as low as 8.7% APR for 12 months, it’s an affordable way to make your holidays happier. Apply today!

*60 day deferral, rates, and approval subject to credit worthiness. At 8.7% APR, payment is $87.41 per $1000 borrowed for 12 months. Rates effective as of 11/1/18. Membership requirements apply.

Personal Loans

Borrow a set amount, with a fixed payment, when you use our personal loans. We offer competitive rates on unsecured and secured personal loans for your borrowing needs.

Funds can be used for vacations, weddings, large purchases or other unexpected expenses that life throws your way.

Our signature loans can be established for as little as $500 and up to $15,000 and feature terms up to 60 months.

Apply for a Personal Loan Today!


About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us