You’ve done the research and worked with your financial institution to get a home equity line of credit to spruce up your home. There are so many different projects you could tackle, but which home improvements will get you the most for your money if you plan to sell your home someday? Which home improvements won’t deliver the return you’re hoping for? Below, we’ll outline the best and worst home improvements for your money.
Continue Reading about Best and Worst Home Improvements: Use Your Money Wisely
Whether it’s an annual expectation or something that catches you by surprise, every time you receive a pay raise you should take some time to figure out how you’re going to work this raise in your favor. How can you use this extra bit of money on each paycheck to help your financial situation? Here are a few options you can consider.
Continue Reading about What to Do When You Get a Pay Raise
If you aren’t aware of your account balances when you are shopping, you could make a purchase that pushes your account negative. As a result, you can be charged an overdraft fee. Sometimes more than one fee can be applied if you keep making purchases. Here are a few steps to follow to avoid this costly scenario.
Continue Reading about How Do I Avoid Overdraft Fees?
According to the U.S. Internal Revenue Service data, a little over 14 million Americans owed over $131 billion in back taxes, interest and penalties in 2018. When you complete your tax return and realize that you owe the IRS, what can you do if you can’t pay them back right away? Here’s a list of your best payback options. Be sure to check with the IRS directly on any of these options, as they could change at any time.
Continue Reading about What Are Your Options If You Owe the IRS?
Having a savings account is an important part of our financial picture, especially as we plan for major expenses or prepare for the unexpected. But is it necessary for kids to have a savings account? Below, we'll break down why having a savings account for your child is important and what you'll need to help them start saving.
Continue Reading about What You Need to Know About Youth Savings Accounts
You’ve been saving and have finally made it to your destination, but now you want to make sure you don’t overspend while on the trip. Following these tips can help you return home with some savings left and you will not be drained of funds.
Continue Reading about How to Stay on Budget While Traveling
A credit score is a three-digit number, typically between 300 and 850, designed to reflect the likelihood you will pay your bills on time. Credit scores are calculated using information from your credit reports, which contain your payment history, if you have any debt, and the length of your credit history. So how do you maintain a good credit score once you have started building one?
Continue Reading about How to Maintain a Good Credit Score
You probably already have a budget for your everyday expenses; you pay your rent or mortgage, utilities, and groceries every month. But are you budgeting for other big expenses like a vacation, wedding, or new car? If not, here are some tips to help you get started.
Continue Reading about How to Budget for Big Expenses
When you are house hunting, a lot of things run through your head. If you’re a newlywed couple, you might imagine your future kids running around in the backyard. If you’re eyeing retirement, you might be more concerned about having the right home layout for your golden years. But no matter what life stage you’re in, anyone who views a home needs to pay attention to these things while taking the tour.
Continue Reading about What to Inspect During a Home Tour
When looking at your budget and trying to decide where you can save money, groceries are probably not at the top of your list. Food is essential and cutting back on it isn’t an option, right? While you can’t cut out groceries from your budget completely, there are ways to save on your grocery bill. Below we’ll give you 10 tips for saving on your next grocery run.
Continue Reading about 10 Tips to Save on Groceries