Shared Branching

Shared Branching

1st MidAmerica Credit Union is a member of the CO-OP Shared Branch network, which means you can access your accounts and conduct business nationwide at any participating credit union locations within the CO-OP Shared Branch network, just as you would at a 1st MidAmerica branch.

As part of the CO-OP Shared Branch network, you also have access to a network of over 30,000 surcharge free* ATMs located at CO-OP credit union branches, select stand alone locations throughout the United States, as well as 5,500 participating 7-Eleven® locations.

To search by address or nationwide, visit www.co-opsharedbranch.org.

Protecting You from Fraud with IDCheck

1st MidAmerica Credit Union understands it’s crucial to help protect you from account takeover fraud. That’s why we are introducing a new ID proofing measure for in-person visits to our Shared Branch locations. This new fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter.

If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification. This additional layer of authentication will be used for withdrawals with out of state IDs.

How it Works:

1. Scan the QR code located in the branch or visit verify.coop.org.
2. Select your credit union’s name from a drop-down list.
3. Enter your member number and the last four digits of your social security number.
4. Upload a photo of your ID.
5. Take a selfie. Tip: Save your validation for an even quicker experience next time!
6. Show your one-time passcode to the teller (passcode is valid for 20 minutes).

Locate CO-OP ATMs from your mobile phone!¹

iPhone App
Using the CO-OP ATM Locator iPhone® app, you can find the ATM nearest you or search for ATMs by specific address, city, state or zip code. Downloading the app is easy, just search ‘CO-OP ATM’ in the App Store.

Text Locator
Just text your location (address, intersection or zip code) to 91989 and you will get a return text message listing the nearest CO-OP ATMs.

* At surcharge free ATMs you will not be charged a fee by the institution that owns the ATM, but you may still be charged a foreign ATM fee by 1st MidAmerica Credit Union.

View a list of local 1st MidAmerica ATMs, at which our members will not be charged any fee: