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1st MidAmerica Credit Union Exceeding Member Expectations
1st MidAmerica Credit Union

Free Checking Accounts


Are you ready for free accounts that make the most of your money and give you something back?

You couldn't have picked a better place to start!

Kasasa is a national brand of free checking and savings accounts with rewards you actually want, like really high rates, cash back, digital downloads, or money to help you save, and it's available at 1st MidAmerica Credit Union!

Compare our Kasasa accounts and find the one that fits your lifestyle!

  • Kasasa Cash
    • Free, high-interest checking account
    • No monthly service fee
    • No minimum balance to earn rewards
    • Free debit card
    • More Details
  • Kasasa Cash Back
    • Free checking account with cash back rewards
    • No monthly service fee
    • No minimum balance to earn rewards
    • Free debit card
    • More details
  • Kasasa Tunes
    • Free checking account with iTunes®, Google Play®, or Amazon.com® rewards
    • No monthly service fee
    • No minimum balance to earn rewards
    • Free debit card
    • More details


Youth Velocity Checking

Our free, Velocity checking offers much more, including:

  • Free gift when you open a new account
  • Free Customized Debit Card with new accounts
  • Up to $10 in ATM fee refunds each month when you meet your account requirements*
  • Free online statements
  • Free mobile internet access
  • Free ez-Budget
*See Account Disclosures for full details.

Account Access
We offer a full range of electronic and online services to help you manage your account and budgets. Visit our online access center to see all your options:
onlineElectronic and Online Access

Other membership fees may apply to your accounts. See our fee schedule for full details. Free checking offer excludes business checking services.

The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit union's. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.

Your savings federally insured to at least $250,000 by the National Credit Union Administration. An additional $250,000 is privately insured by ESI.
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National Credit Union Administration, a U.S. Government Agency