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ROUTING # 281076730

Business Checking & Savings

Business Accounts

Business Checking

We provide services to small organizations and clubs, large and small Not-for-Profit organizations, churches, corporations, and sole proprietorships.

We've designed our account structures to simplify your business life and at the same time eliminate the majority of fees that you may have encountered at competing institutions.

We offer three types of business checking accounts:
Community Checking
Basic Business Checking
Elite Business Checking

Community Checking

  • Not-for-Profit Organizations
  • Small Organizations & Clubs
  • Church Clubs

No minimum balance required.
No monthly service fee is charged on this account.
No per item charges.

Basic Business Checking

  • Sole Proprietorships
  • Small Businesses
  • Church Operating Accounts

Dividend Earning: Rate is competitively priced.
Monthly Service Fee: $10.00. This fee is waived if the average monthly balance exceeds $1,500.
No Per Item Charges

Elite Business Checking

  • Corporations

Dividend Earning: Tiered interest rates are competitively priced.
Monthly Service Fee: $20.00. This fee is waived if the average monthly balance exceeds $25,000.
No Per Item Charges

Deposit Options

Our Financial Service Representatives will be happy to provide information and account detail on the following deposit services. Let them show you how 1st MidAmerica can not only save you money, but also the frustrations of onerous service charges.

Business Savings

  • Dividend Earning with Quick Access

Business Money Markets

  • High Dividends and Convenient Access

Business Shares Certificates

  • Competitive Rates for up to 5 Years

To open a business account, contact us or visit one of our branches today.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us