Online Banking: Payments

Pay Bills or Make 1st MidAmerica Loan Payments.

Merchant Bill Pay

Two different kinds of payments are made to payees (merchants): electronic payments and check payments.

1. Electronic payments: Whenever possible, payment is issued electronically. Funds for the payment are debited from your account on the payment delivery date. If you schedule a payment for your cable company to be paid on the last day of the month, the funds will be delivered and deducted from your account on that designated day.
2. Check payments: If a payee is unable to accept electronic payments, a check is sent from the system. This payment behaves just as it would if you wrote a check from your checkbook. The funds will be deducted from your account when the payee receives and negotiates the check. To make sure your payment is delivered to your payee by the Due Date you specified, a direct check is sent up to five days prior to the due date. Funds will not be deducted from your account until the payee processes the check payment, which could be several days after receiving it.

Once the payment is scheduled, the bill payment system will show you whether the payment will be sent electronically or by check.

e-Bills

The new system features e-Bills. This is an electronic copy of your paper bill that you can view anytime from the Bill Pay service. An e-Bill may not be available from every payee that you have set up, but when it is available, you can set up auto payments and manage your bills in one place.

Additional information about the bill pay system is available in the online banking platform. 

Make a loan payment from an external account

With External Loan Pay, you can pay your 1st MidAmerica loans with external checking or savings accounts from other financial institutions. External Loan Pay is located within online and mobile banking, so you will not have to navigate to another website to make your payment. External Loan Pay can be accessed in online and mobile banking by click the Move Money tab.

_{*Account validation is required by trial deposit.}