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ROUTING # 281076730


The following fees are associated with credit union services:

Auto License Sticker Fee$9.50
ATM Transaction or Inquiry at Non Owned Machine$1.00
Business Services 
Basic Business Share Draft Monthly Fee$10.00
Elite Business Share Draft Monthly Fee $20.00
Daily Overdraft Fee - After 5 Consecutive Days $5.00
Closing Account Within First 90 Days of Opening/Reopening Account Within the last 90 days$20.00
Coin Machine (% of transaction, member fee)5%
Copy of Paid Share Draft$3.00
Copy of Statement/History of Account (Current Month)$3.00
Credit Union Corporate Checks$4.00
Deposit Bags with Key (one-time deposit)$25.00
Dormant Account (monthly)$5.00
Foreign Item Collection Handling Charge Per Item$22.50
Garnishment/Tax Levy Administration Fee$75.00
Insufficient Funds (NSF) or Courtesy Pay, Per Item$29.95
IRA Transfers to Another Company$20.00
Loan Coupon Books$10.00
Loan Payments via Phone Call to Member Support Center$15.00
Locator Fee (for statements returned by mail)$1.00
Money Market Excessive Transactions (Fee charged for each transfer after 6)$15.00
Money Market Minimum Balance (under $2,500)$10.00
Money Orders$4.00
Online Bill Pay Research Fee (Per item)$15.00
Overdraft Transfers (Fee charged for each transfer 1-6)$5.00
Paper Statement Fee (monthly)$2.00
Regulation D Excessive Transfers:
Fee charged for each transfer after #6
Replacement Debit Card (standard card)$5.00
Research of an account (per hour)$20.00
Return Deposit/Loan Payment Check$25.00
Right Track Checking Monthly Service Fee$12.00
Safe Deposit Box (cost per size of box)$25.00-$75.00
Safe Deposit Box Drilling$100.00
Safe Deposit Box Lost Key$25.00
Skip a Pay (per loan when offered)$37.00
Stop Payment Credit Union Corporate Check$27.00
Stop Payment(s) (Check or Electronic),must be consecutive order$27.00
VISA Gift Card (Members)$4.00
VISA Gift Card (Non-Members)$6.00
VISA Prepaid Debit (Travel Card)$9.95
Wire Transfer Domestic (Incoming)$15.00
Wire Transfer Domestic (Outgoing)$25.00
Wire Transfer International (Incoming)$60.00
Wire Transfer International (Outgoing)$60.00

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us