Skip to main content


ROUTING # 281076730

Youth Velocity Checking

Youth Velocity Checking

Our free, Velocity checking offers much more, including:

  • Free gift when you open a new account
  • Free Debit Card with new accounts
  • Up to $10 in ATM fee refunds each month when you meet your account requirements*
  • Free online statements
  • Free mobile banking access

We offer a full range of online and mobile banking services to help you manage your account and budgets. Visit our online access center to see all your options.

*See Account Disclosures for full details. Other membership fees may apply to your accounts. See our fee schedule for full details. Free checking offer excludes business checking services.

The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.

About 1st MidAmerica

As a 1st MidAmerica member, you are a shareholder and owner of a cooperative financial institution, a credit union. This primary advantage to credit union membership is just the beginning. In addition, 1st MidAmerica offers a host of services to help you simplify the management of your finances.

Read more about us