Kasasa Tunes - Free Checking Account
Choose a free checking account that refunds your purchases from iTunes®, Amazon®, or Google Play™ every month. With Kasasa Tunes, you'll also get nationwide refunds on ATM withdrawal fees!* Plus, there's no minimum balance to earn your rewards.
Features and benefits:
- Free checking that pays you to shop online
- Earn $10 in iTunes®, Google Play®, or Amazon.com® purchases every month*
- Get $20 in refunds for iTunes®, Google Play®, or Amazon.com® when you open your account
- Unlimited refunds on ATM withdrawal fees, nationwide*
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free online banking and online bill pay
- Free paperless e-statements
- Free debit card
Earning your Kasasa Tunes® rewards is easy! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive e-statements
- Be enrolled and log into online banking
That’s all there is to it! If you don't qualify during the month, don't worry — there's still no monthly maintenance fee. Plus, you can get back to earning your rewards the very next month!
How to open a Kasasa Tunes® Account
Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $20 (which includes any applicable taxes) for iTunes, Amazon.com, Google Play purchases, made with your Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the first business day of the statement cycle after the cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtain this bonus.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our 1st MidAmerica Credit Union as ATM transactions, or purchases made with debit cards not issued by our 1st MidAmerica Credit Union. “Monthly Qualification Cycle” means a period beginning on the first day of the current statement cycle through the last day of the current statement cycle.
Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your 1st MidAmerica Credit Union Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive unlimited reimbursements ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented [within thirty (30) calendar days of transaction] for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Tunes qualifications are not met, iTunes, Amazon.com, Google Play purchases and ATM fees are not refunded. iTunes, Amazon.com, Google Play refunds and ATM fee reimbursements will be credited to your account on the first business day of the statement cycle after the cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact a 1st MidAmerica Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc.. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com, Inc. and Google, Inc. are not participants in or sponsors of this program.
Other membership fees may apply to your accounts. See our fee schedule for full details. Free checking offer excludes business checking services.
The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit unions. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.