Three Cheers for Big Savings - Car Loan Refinance Special

You'll have three reasons to celebrate when you refinance your car loan:

• Rates as low as 4.99% APR 
• Receive a $250 cash bonus.
• Plus, no payments for 90 days!

Hurry - this offer won't last long. Apply in any branch, by phone at 618-258-3168 or 800-345-4216 or here.

_{APR = Annual Percentage Rate. Offer effective November 17 - December 6, 2025.  $250 cash bonus requires minimum loan amount of $15,000. Bonus will be deposited into savings account after loan is approved and funded. Refinanced loans must be from another financial institution, 1st MidAmerica loans do not qualify.  Payment is approximately $17.36 per month for 66 months per $1,000 for auto loan. Offer and rate subject to credit worthiness, length of term and loan-to-value. Other restrictions may apply. Federally insured by NCUA.}