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1st MidAmerica Credit Union

Savings Rates

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Share Certificates and IRA Share Certificates - Insured up to $500,000

Effective April 18, 2014 to April 24, 2014
Early withdrawal on share certificates may affect dividends earned. Deposits are insured to at least $250,000 through the National Credit Union Administration, a federal agency. Deposits are insured up to an additional $250,000 through ESI, a private insurer.

Check out our new 21 and 35 month Specials!

Now offering Youth Velocity Certificates!

Account Term Minimum Balance Dividend Rate Annual Percentage Yield
6 Month $1,000.00 0.25% 0.25%
12 Month $1,000.00 0.35% 0.35%
12 Month Velocity $300.00 0.60% 0.60%
18 Month $1,000.00 0.50% 0.50%
21 Month $1,000.00 0.80% 0.80%
24 Month $1,000.00 0.60% 0.60%
35 Month $1,000.00 1.15% 1.15%
36 Month $1,000.00 1.00% 1.00%
48 Month $1,000.00 1.20% 1.21%
60 Month $1,000.00 1.50% 1.51%

 

Money Market Deposit Accounts - Insured up to $500,000

Effective for the Month of April 2014
Average Monthly Balances under $2,500 are subject to a $10.00 monthly service fee, and will earn the Regular Share Rate.

Average Daily Balance Dividend Rate Annual Percentage Yield
$2,500 Thru $9,999.99 0.10% 0.10%
$10,000 Thru $24,999.99 0.15% 0.15%
$25,000 Thru $49,999.99 0.20% 0.20%
$50,000 Thru $99,999.99 0.30% 0.30%
Over $100,000.00 0.40% 0.40%

Share Deposits - Insured up to $500,000

Effective for the Month of April 2014

Type of Deposit Dividend Rate Annual Percentage Rate
Regular Shares 0.05% 0.05%
Share Draft Checking 0.00% 0.00%
IRA Accounts 0.20% 0.20%

Share Draft Business Accounts - Insured up to $500,000

Effective for the Month of April 2014

Type of Deposit Dividend Rate Annual Percentage Rate
Community Checking 0.00% 0.00%
Basic Business Checking 0.00% 0.00%
Elite Business Checking:    
Less than $5,000.00 0.00% 0.00%
$5,000.00 - $9,999.99 0.00% 0.00%
$10,000.00 - $24,999.99 0.00% 0.00%
$25,000.00 - $49,999.99 0.00% 0.00%
$50,000.00 - $99,999.99 0.00% 0.00%
Over $100,000.00 0.00% 0.00%

Rate Information; The dividend rate and annual percentage yield may change every dividend period. We may change the dividend rate for your account as determined by the credit union board of directors.

All share accounts are insured to at least $250,000 by the National Credit Union Administration, a government agency. Accounts in excess of $250,000 receive additional coverage up to $250,000 from Excess Share Insurance, a private insurer.

 
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Your savings federally insured to at least $250,000 by the National Credit Union Administration. An additional $250,000 is privately insured by ESI.
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National Credit Union Administration, a U.S. Government Agency