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1st MidAmerica Credit Union

What's New

2014 Annual Report

Skip your November or December payment!

Need some extra cash for the holidays?
You can add some extra cash to your holiday budget by taking advantage of our Skip-a-Payment program. We have designed a convenient program for you to skip a month of payments!

Because we understand the pressures of tight budgets and rising costs, we want to help you enjoy your holiday season. Instead of skipping out on holiday fun, just skip your loan payment!

Convenient Options!
Skip-a-Payment is a simple and convenient way to stretch your budget. Instead of making your loan payment, you just send in the skip-a-pay form with $35, skip the payment, and keep the money. It’s that easy.

You can skip your payments in November or December on any qualifying loan. Just let us know which payments you want to skip, and when, print the form, then return it to any of our locations.

Skip-a-Payment Form


Holiday Loans

Get the extra cash you need for the holiday season! With a holiday loan, you can borrow up to $2,500 and make no payments for 60 days. And with rates as low as 8.7% APR for 12 months, it’s an affordable way to make your holidays sweet.

How can you apply?

60 day deferral, rates, and approval subject to credit worthiness. At 8.7% APR, payment is $87.41 per $1000 borrowed for 12 months. Rate effective as of 11/1/15.Membership requirements apply.


Introducing Chip Card Technology

Get big protection in a tiny chip

Beginning in Fall 2015, Visa® Credit Cards from 1st MidAmerica Credit Union will feature an embedded chip that improves security when you make purchases at a chip-enabled terminal. Members will receive these cards at their normal reissue date, or if the cards are replaced in instances of fraud, loss, or theft.

• Receive enhanced fraud protection with chip technology. This tiny chip protects you from fraud by creating a unique code for each chip transaction.

• Count on Visa’s Zero Liability policy. If your card is lost or stolen, you’re protected against unauthorized use.1

• Enjoy global acceptance. Whether you check out using chip technology or swipe your card, more places around the world now accept Visa credit cards.

To pay, just insert the chip end of your card with the chip facing up and leave your card in the terminal until prompted. Then simply sign for your purchase if necessary.

>> Click here for a demo and video on how to use the new chip cards.

1 Covers U.S.-issued cards only. Does not apply to ATM transactions, certain commercial card transactions, PIN or other transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

Mobile Money

With mobile money you can:
• View account balances
• View account transfers
• Transfer funds between accounts
• Pay bills & more

Here’s how to get started:
1. Log on to online banking.
2. Click Self Service Tab.
3. Click Mobile Banking (Mobile Money) link under additional services.
4. Mobile banking terms and conditions will appear. Once accepted click Continue.
5. Select Account to manage with mobile banking.
6. Enter the cellular number of the phone being registered for mobile banking.
7. Click Continue and the level of service from the mobile phone.

To watch a video on how to set-up and use mobile banking, visit our new tutorial center!

Based upon wireless network availability. You may be charged for services by your wireless carrier.

Visa Gift Cards

Save time on shopping for gifts when you pick up a Visa Gift Card at one of our branches. You can buy a Visa Gift Card in any amount from $10 to $500, and it’s better than a gift card from a specific merchant because the recipient can use it almost anywhere that Visa debit cards are accepted (some restrictions apply). You can choose from several designs. From graduations and birthday surprises to holiday gift giving, you can give the perfect gift every time with a Visa Gift Card.

Holiday Schedule

New Year's Day - Observed Thursday, January 1
Martin Luther King Day Monday, January 19
President's Day Monday, February 16
Memorial Day Monday, May 25
Independence Day Saturday, July 4
Labor Day Monday, September 7
Columbus Day Monday, October 12
Veterans Day Wednesday, November 11
Thanksgiving Thursday, November 26
Christmas Eve - Limited Hours Thursday, December 24
Christmas Day Friday, December 25
Your savings federally insured to at least $250,000 by the National Credit Union Administration. An additional $250,000 is privately insured by ESI.
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