Wash Away Your High Rate Credit Cards

Our Visa Platinum Credit Card offers low rates and no annual fees.

Maybe you’ve taken advantage of discounts at the register by opening a department store credit card, or paid bills with a high rate credit card from one of the big banks. We can provide relief from your high rate balances!

Lock in 2.9% APR for 12 months!
Wash away your high rate credit cards when you transfer balances to your 1st MidAmerica Platinum Visa card and lock in 2.9% APR for 12 months! Now is the time to switch those balances and start taking advantage of this offer! Fill out the balance transfer form and mail it in, drop it off at any branch office, or call 800-322-8472 to transfer your other high rate balances.

0.0% APR on purchases for 6 months!
When you open a new 1st MidAmerica Platinum Card, you'll receive 0.0% APR on all purchases during the first six months.

This is a limited time offer!
Take advantage of this incredible offer by April 30, 2013 - transfer your high rate balances from department store, big bank, and gas stations credit cards!

Here are some links to more information about the 1st MidAmerica Visa Platinum Card:

Visa Card Disclosures
Visa Rewards
Ezcardinfo.com
Verified by Visa

Important Visa Credit Card Disclosures

The following disclosures represent important details concerning Your Credit Card. The information about costs of the Card are accurate as of January 1, 2013.

View our full Credit Line Account Agreement and Federal Disclosure Statement here.

Interest Rates and Interest Charges
ANNUAL PERCENTAGE RATE (APR) for Purchases, Cash Advances and Balance Transfers	0.0% APR for first 6 months, after which, your rate will be 9.90% APR to 13.90% APR, based upon credit worthiness
ANNUAL PERCENTAGE RATE (APR) for Balance Transfers	2.9% APR, for 12 months if transfer completed 1/1/13 - 4/30/13 9.90% APR to 13.90% APR, based upon credit worthiness
How to Avoid Paying Interest on Purchases	Your due date is 25 days after the close of each billing cycle. We will not charge any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a Credit Card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Annual Fees	None
Penalty Fees - Late Payment - Returned Payment	$25 $25
Transaction Fees - Foreign Transaction - Balance Transfer - Cash Advance	1% of transaction amount None None
International Service Assessment Fee	1% of transaction amount
How We Will Calculate Your Balance: We use a method called “average daily balance (including new purchases). Loss of Introductory APR: We may end your introductory APR and apply the standard APR if you make a late payment.

Visa Rewards

Not only do you get to save money with our incredible Visa Credit Card Rates, but you also get to save up points! Introducing, ScoreCard, our new Visa Rewards Program! Each purchase you make with our Visa Credit Card earns you valuable Bonus Points that may be redeemed for brand name merchandise and exciting travel rewards.

Visit www.scorecardrewards.com to see the amazing array of rewards.

Ezcardinfo.com

To make inquiries about your Visa account, visit ezcardinfo.com, where you can check your Visa history, balances and more!

Verified by Visa

Click on the link to register for Verified by Visa, the program that protects you while you shop on-line.

While making a purchase on the internet, merchants may ask you for a password to proceed with your Visa transaction - this password is designated by you and protects your Visa account number from fraud. Assign your password now - and shop knowing that your card is protected!