Home | Locations | Rates | Employment
1st MidAmerica Credit Union Exceeding Member Expectations
1st MidAmerica Credit Union

Applications

Complete and submit these applications securely online.

Membership
Loans
Credit Card
Home Loans

MEMBERSHIP

To become a member please review our membership eligibility requirements and complete the Membership Application before applying for any other service. We also offer a Membership Switch Kit.

Apply Online

LOANS

Apply for our low rate loans online using our secure loan application! To view current loan rates, click here.

Apply Online

CREDIT CARDS

Apply for our low rate credit cards online using our secure application!

View our full Credit Line Account Agreement and Federal Disclosure Statement here.

Review these Credit Card Disclosures - Link to application is provided below the Disclosures:

The following disclosures represents important details concerning Your Credit Card. The information about costs of the Card are accurate as of January 1, 2014.

Interest Rates and Interest Charges

ANNUAL PERCENTAGE RATE (APR) for
Purchases and Cash Advances; and Balance Transfers that occur after six months of opening the card.

9.9% APR
or
1
3.90% APR,
based upon credit worthiness

ANNUAL PERCENTAGE RATE (APR) for
Balance Transfers made within six months of opening the card.

5.9% APR
for the life of the balance

How to Avoid Paying
Interest on Purchases

Your due date is 25 days after
the close of each billing cycle. We
will not charge any interest on
purchases if you pay your entire
balance by the due date each
month.

For Credit Card Tips from the
Consumer Financial
Protection Bureau

To learn more about factors to consider when applying for or using a Credit Card,
visit the website of the Consumer Financial Protection Bureau at
http://www.consumerfinance.gov/learnmore.

Fees

Annual Fees

None

Penalty Fees
- Late Payment
- Returned Payment

$25
$25

Transaction Fees
- Foreign Transaction
- Balance Transfer
- Cash Advance

1% of transaction amount
None
None

International Service Assessment Fee

1% of transaction amount

How We Will Calculate Your Balance: We use a method called �average daily balance (including new purchases).

Apply Online

MORTGAGE CENTER

Refinancing at low rates is easy with our Online Mortgage Center, which contains everything you need to know to get your home refinance underway. View current rates, contact a representatives, apply and receive an answer in minutes.

Mortgage Center       Mortage Rate Watch

ACCOUNT ACCESS

Online Banking and Bill Payment Enrollment
Print and mail or fax this application to register for online access.

Re-order Checks
Re-order and purchase checks online.

ADDITIONAL ACCOUNTS

Complete this application If you are a member and would like to receive information on products and services.

Apply Online



*By signing or submitting any of these applications, the applicant(s) request(s) the described services and agrees to the terms and condidtions governing the services, including any fees and charges. The applicant(s) agree(s) that all information is accurate and authorizes the financial institution to verify credit and employment history by any necessary means, including preparation of a credit report by a credit reporting agency.


IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents

Adobe Reader
To view and print these documents you may need Adobe Reader. If you do not have this free software please download it by clicking the link above.
HOME | ACCOUNTS | LOANS | ONLINE SERVICES | RATES | RESOURCES | CONTACT
Your savings federally insured to at least $250,000 by the National Credit Union Administration. An additional $250,000 is privately insured by ESI.
©Copyright 2010, 1st MidAmerica Credit Union. All Rights Reserved.        Privacy Policy | Site Map 
 
Web Design by Avtec Media GroupWeb Design by Avtec Media
National Credit Union Administration, a U.S. Government Agency