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1st MidAmerica Credit Union

Account Fees

The following fees are associated with credit union services:

Service Fee
Auto License Sticker Fee $5.50
ATM Transaction or Inquiry at Non Owned Machine 
$1.00
Basic Business Share Draft Monthly Fee $10.00
Closing Account Within First 90 Days of Opening/Reopening Account Within the last 90 days $20.00
Copy of Paid Share Draft $3.00
Copy of Statement/History of Account (Current Month) $3.00
Credit Union Corporate Checks  $3.00
Daily Overdraft Fee - After 5 Consecutive Days $5.00
Debit Custom Photo Card (replacement/new) $9.95
Deposit Bags with Key (one-time deposit) $25.00
Dormant Account (monthly) $5.00

Elite Business Share Draft Monthly Fee

$20.00
Foreign Item Collection Handling Charge Per Item $22.50
Garnishment/Tax Levy Administration Fee $50.00
Insufficient Funds (NSF) or Courtesy Pay, Per Item $29.00
IRA Transfers to Another Company $10.00
Locator Fee (for statements returned by mail) $1.00
Money Market Excessive Transactions (Fee charged for each transfer after 6) $15.00
Money Market Minimum Balance (under $2,500) $10.00
Money Orders (Free to members 65 and over) $2.00
Online Bill Pay Research Fee (Per item) $15.00
Overdraft Transfers (Fee charged for each transfer 1-6) $5.00
Paper Statement Fee (monthly) $1.00
Payment by Phone Fee (ACH/Debit/Credit Transactions) $9.95
PIN Number Changes (first change free) $1.00
Regulation D Excessvie Transfers
Fee charged for each transfer after #6
$15.00
Replacement Debit Card (standard card) $5.00
Research of an account (per hour) $20.00
Return Deposit/Loan Payment Check $25.00
Right Track Checking Monthly Service Fee $9.95
Safe Deposit Box (cost per size of box) $15.00-$60.00
Safe Deposit Box Drilling $100.00
Safe Deposit Box Lost Key  $25.00
Skip a Pay (per loan when offered) $35.00
Stop Payment Credit Union Corporate Check $25.00
Stop Payment(s) (Check or Electronic),must be consecutive order $25.00
Travelers Checks (per $100) $2.00
Travelers Checks for Two (per $100) $2.50
VISA Gift Card (Members) $3.00
VISA Gift Card (Non-Members) $5.00
VISA Prepaid Debit (Travel Card) $5.00
Wire Transfer Domestic (Incoming) $10.00
Wire Transfer Domestic (Outgoing) $20.00
Wire Transfer Foreign (Incoming) $20.00
Wire Transfer Foreign (Outgoing) $50.00
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