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1st MidAmerica Credit Union Exceeding Member Expectations
1st MidAmerica Credit Union

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Free Checking

Good Old-Fashioned Service comes free with every account, but you also receive:

  • Free Personalized Debit Card with new accounts
  • Free e-Statements: quick, safe delivery of your account info every month
  • Free online banking with e-Teller: financial management at your finger tips
  • Free mobile banking: account management through your mobile phone along with text alerts on transactions and balances
  • Free budgeting tools online: spending budgets, savings goals, and budget analysis
  • Free ez-Pay, online bill payment service, for Select and Premier members
  • Dividends paid monthly on Average Daily Balances
  • Free MemberLine access: banking by phone system

Visit our Online Tutorial Center to learn more about our online financial management tools

 

Youth Velocity Checking

Our free, Velocity checking offers much more, including:

  • Free gift when you open a new account
  • Free Customized Debit Card with new accounts
  • Up to $10 in ATM fee refunds each month when you meet your account requirements*
  • Free online statements
  • Free mobile internet access
  • Free ez-Budget
*See Account Disclosures for full details.


Account Access
We offer a full range of electronic and online services to help you manage your account and budgets. Visit our online access center to see all your options:
onlineElectronic and Online Access

Other membership fees may apply to your accounts. See our fee schedule for full details. Free checking offer excludes business checking services.

The National Credit Union Administration (NCUA), a U.S. government agency, insures your account up to $250,000 per member. When your accounts exceed $250,000, the maximum level of coverage provided through NCUA, you are also insured up to an additional $250,000. Your board of directors has chosen to provide this exceptional level of insurance through a private company. This supplemental insurance is provided by Excess Share Insurance (ESI) Corporation. ESI is a subsidiary of American Share Insurance, the nation's largest private deposit insurer for credit union's. Excess share insurance is available only to credit unions meeting the company's rigid requirements and standards of performance.

NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term ‘‘noninterest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, moneymarket deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visitwww.ncua.gov.

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Your savings federally insured to at least $250,000 by the National Credit Union Administration. An additional $250,000 is privately insured by ESI.
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National Credit Union Administration, a U.S. Government Agency